Paytm - Stands for Pay Through Mobile. It is an online e-commerce portal that offers a quick and efficient mobile recharge, and utility bill services. The main advantage is that paytm not only enables mobile recharging as many websites do, but also gas, electricity, data card, DTH payment services. Today Paytm runs its own marketplace and has clubbed the part of shopping along with recharge services. Its additional service, M-Wallet is widely used by more than 10 million users as virtual currency.